Cash advance zero interest credit cards
The average cash advance APR is near 25 percent, well above the rate for purchases. Fees are typically 5 percent of the advance, with a minimum of $5 to $10. And unlike credit card purchases, there is no grace period on cash advances, so daily interest charges begin piling up immediately. The best 0% interest credit card is the BankAmericard® credit card because it has zero interest for 18 billing cycles on purchases and zero interest for 18 billing cycles on qualifying balance transfers. The BankAmericard credit card also has a $0 annual fee, and its balance transfer fee is 3% (min $10).